90 Day Money Back Guarantee

The goal of credit repair is to remove questionable negative information from credit reports. This is not an exact science and there are cases in which we may be unsuccessful. Our clients are protected with our 90 day warranty. If you sign up for service with Wasatch Smart Finance in any program and do not see any questionable items deleted from your credit in 90 days, you will be entitled to a full refund. This does not mean that your credit will be repaired completely during that period but you should see some of your questionable negative items deleted in this period or your money back. (subject to the terms and conditions set forth below).

To apply for a refund please contact Wasatch Smart Finance and speak with a service specialist by phone, so your identity can be verified. The Wasatch Smart Finance Money back guarantee will be strictly subject to you complying with the following terms and conditions: That you do not create or cause any new derogatory trade lines to be added to your credit report after your participation in the applicable program begins; You make all payments due and owing to Wasatch Smart Finance LLC per this agreement in a timely manner. You mail, fax or email A Wasatch Smart Finance LLC all correspondences relating in any way to your credit report within seven (“7”) days of receiving said correspondence. You mail, fax or email to Wasatch Smart Finance LLC proof of your identities such as a copy of driver’s license and copy of social security card within five (“5”) days of the effective date of this agreement.

You agree to give Wasatch Smart Finance LLC thirty (“30”) days from the date you have requested a refund to allow Wasatch Smart Finance LLC adequate time to review your credit bureaus and audit your account to verify that no negative items have been removed from your account and to ascertain the reason for this occurring. Refunds limited to payments made for 90 days of service only. (ex. If client is in service for 180 days, with no change made to their history, they can request a refund, but that refund will be limited to 90 days of service. )