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Is credit repair just disputing or do we need to build credit also?

It’s true disputing credit report factual inaccuracies is the cornerstone of credit repair. Getting rid of the inaccurate junk on...

What are tradelines and how do they help my credit score improve?

First, we should start with the obvious, buying a tradeline or being an authorized user does not bring permanent holistic...

When should I use a secured credit card?

In 2003, my credit was a mess. It had multiple marks from multiple issues. I owed to a school, I...