Life Insurance South Jordan Utah

Many South Jordan Utah residents are asking where can I find life insurance near me in South Jordan Utah? Are you looking for life insurance in South Jordan Utah? The average premium per month for term life insurance for a 35-year-old non-smoker who is healthy according to our quote is as little as 18 dollars a month for a million-dollar policy for 10 years and as much as 33 dollars for a 20-year term life insurance policy.

Questions many South Jordan Utah residents ask when purchasing a policy are:

Do you have a dedicated agent for South Jordan Utah?

The great news is we have an advisor dedicated to all matters of life insurance in South Jordan Utah! Kit Eizenga is our foremost insurance advisor for this area!

Do you offer products that have living benefits for South Jordan Utah residents?

We offer products with living benefits! Check out our article titled “Advice on living benefits for life insurance and do Utahans need them?” here for more information!

What are the factors towards getting the lowest rate in life insurance in South Jordan Utah?

Age: Of course age is the biggest factor that can affect the price of someone’s life insurance coverage. The older you get the more likely an insurance carrier will have to pay on a policy. Being insured longer can lower these costs.

Gender: Life expectancy is often higher with women than men, women can live an average of 81.1 years to a man’s 76.1. This helps decrease life insurance costs for women.

Smokers: Smokers pay a higher rate due to being susceptible to many diseases such as cancer and emphysema. Even quitting today can get you a better price!

Health: Insurance Carriers often require a medical exam and health records prior to issuing a policy. These risk factors can be factored into your life insurance rates. Regular Exercise and a healthy diet can get you back on track.

Lifestyle: Hobbies that are high risk such as hang-gliding, skydiving or rock climbing an be added in to your policy rates. There are also jobs such as asbestos removal, roofers and being a stunt pilot that could place you in a higher risk category also.

Term Length: The longer period you will hold a policy the more expensive it will be. This is why people are encouraged to get policies while they are younger. This also explains the difference between term and whole life insurance premiums costs.

Size of Coverage: Even thought this is obvious the higher your coverage the more you will pay.

Credit Score: Insurers now look at your credit score as a sign of longevity. The better your score the longer you are likely to live. Fix your credit today for lower life insurance costs.

Driving History: Risky Behaviors such as getting multiple speeding tickets over a short time period could push your life insurance rates up.

What about term life insurance coverage that can be converted to whole life insurance?

We have partnered with MassMutual and their fast and easy term life product called CoverPath! You can do term life quotes that are term life alone or that can be converted to whole life insurance in the future. This product has algorithmic underwriting that can be complete rapidly. As you know MassMutual is an A++ rated insurer.

Does Wasatch Smart Finance offer life insurance products beyond term life insurance for South Jordan Utah dwellers?

We do offer many products beyond term life insurance! We offer whole life insurance, Infinity Banking concept products, universal life insurance products, indexed universal life insurance products, and annuities. Please contact me for more info on these life insurance products as an online quote is not efficient in tailoring them towards your personal needs!

Can South Jordan Utah citizens get a policy without a medical exam?

Of course, we do, we offer products through Ethos Life that have no medical and minimal health questions. We also offer products through our own online life insurance quote engine get a quote there and pick the product with no medical exam they are usually only a few dollars more than the average term life insurance product!

Do you work with estate attorneys for more complicated estate issues in South Jordan Utah?

We would love to work with you and your estate attorney for any questions you might have regarding using life insurance to complete your estate. We also have a network of estate attorneys in our area. We offer a free online will for those who are not ready or can not afford an estate attorney.

South Jordan Utah Information
U.S Census data for South Jordan Utah
Wikipedia Entry for South Jordan Utah
South Jordan Utah Crime Statistics
South Jordan Utah Zip Codes: 84009 84095
South Jordan Utah Microblading


COVID-19 is on everyone’s mind this year. Read our update on it at “Should Utah residents worry about COVID-19 and life insurance? Yes we even do video appointments to make you feel safe from COVID and run a quote right in front of you!