Life Insurance West Jordan

Many West Jordan Utah residents are asking where can I find life insurance near me in West Jordan Utah? Are you looking for life insurance in West Jordan Utah? The average per month premium for term life insurance for a 35-year-old non-smoker who is healthy according to our quoter is as little as 18 USD a month for a million-dollar policy for 10 years and as much as 33 USD for a 20-year term life insurance policy.

Questions many West Jordan Utah residents ask when purchasing a policy are:

Do you offer products that have living benefits for West Jordan Utah residents?

We offer products with living benefits! Check out our article titled “Advice on living benefits for life insurance and do Utahans need them?” here for more information!

Can West Jordan Utah citizens get a policy without a physical exam?

Absolutely, we offer products through Ethos Life that have no physical exam and minimal health questions. We also offer products through our own online life insurance quote engine get a quote there and pick the product with no medical exam. Often they are usually only a few dollars more than the average life insurance product!

What are the factors towards getting the best price in life insurance for West Jordan Utah citizens?

Age: Of course age is the biggest factor that can affect the price of someone’s life insurance coverage. The older you get the more likely an insurance carrier will have to pay on the policy.

Gender: Life expectancy is higher with women than men They live an average of 81.1 years to men’s 76.1. This helps decrease life insurance costs for women.

Smokers: Smokers pay a higher rate due to being susceptible to many diseases such as cancer and emphysema. Quit smoking today to get a better rate in the future.

Health: Insurance Carriers often require a medical exam and health records prior to issuing a policy. With this risk factors can be factored in to your life insurance rates.

Lifestyle: Hobbies that are high risks such as hang-gliding, skydiving, or rock climbing can be added in to your policy rates. There are also jobs such as asbestos removal, roofers, or being a stunt pilot that could place you in a higher risk category also.

Term Length: The longer term policy you buy the more expensive it will be. This is why people are encouraged to get policies while they are younger. This also explains the difference between term and whole life insurance premiums costs.

Size of Coverage: Even thought this is obvious the higher your coverage the more you will pay.

Credit Score: Insurers now look at your credit score as a sign of longevity. The better your score the longer you are likely to live.

Driving History: Risky Behaviors such as getting multiple speeding tickets over a short time period could push your life insurance rates up.

What about term life insurance coverage that can be converted to whole life insurance?

We have partnered with MassMutual and their fast and easy term life product called CoverPath! You can do term life quotes that are term life alone or that can be converted to whole life insurance in the future. This product has algorithmic underwriting that can be complete rapidly. As you know MassMutual is an A++ rated insurer which is just one mark of their high quality.

Do you have a dedicated agent for West Jordan Utah?

The great news is we have an advisor dedicated to all matters of life insurance in West Jordan Utah! Kit Eizenga is our foremost insurance advisor for this area!

Does Wasatch Smart Finance offer life insurance products beyond term life insurance for West Jordan Utah dwellers?

We do offer many products beyond term life insurance! We offer whole life insurance, Infinity Banking concept products, universal life insurance products, indexed universal life insurance products, and annuities. Please contact for more info on these life insurance products as an online quote is not efficient in tailoring them towards your individual needs!

West Jordan Utah City Information
U.S Census data for West Jordan Utah
Wikipedia Entry for West Jordan Utah
West Jordan Utah Crime Statistics
West Jordan Utah Zip Codes: 84081, 84084
West Jordan Utah Microblading


COVID-19 is on everyone’s mind this year. Read our update on it at “Should Utah residents worry about COVID-19 and life insurance?