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What are living benefits for life insurance and do I need them?

We all know that life insurance gives a benefit when you die. Most people have some type of term life...

Is my employer provided life insurance enough?

Many of us are offered benefits at work., one of those benefits at work is employer provided life insurance. This...

Mortgage Protection Insurance is a scam!

When I bought my house back in March the weirdest letters kept coming to me. The envelope had my lender’s...

Does bad credit affect your life insurance premiums?

Bad credit affects a lot of things it makes renting a home harder, obtaining a loan, getting credit cards and...