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Is credit repair just disputing or do we need to build credit also?

It’s true disputing credit report factual inaccuracies is the cornerstone of credit repair. Getting rid of the inaccurate junk on...

Top 11 items we disagree with Dave Ramsey, and even if we disagree we don’t think he’s wrong!

First, let me say that we think Dave Ramsey is an American Treasure and if you follow his advice you...

What are tradelines and how do they help my credit score improve?

First, we should start with the obvious, buying a tradeline or being an authorized user does not bring permanent holistic...