What is term life insurance and why should Utah income providers buy it?
What is term life insurance? Is defined as pure life insurance, it is the type of life insurance that guarantees...
Utah Life Insurance
Being aware of specific state laws related to life insurance can be hard to understand sometimes. We have made this...
Do Utah military members need life insurance beyond SGLI?
Military members have a wonderful benefit called Servicemembers Group Life Insurance (SGLI). Nowadays that benefit costs 6 cents for $1,000...
Does life insurance cover suicide in Utah?
We face trying times in the year 2020, a pandemic, an uncertain economy, lock-downs, riots, record unemployment, and a tumultuous...
If your insurance advisor tells you not to use your 401k or a ROTH IRA find a new one!
When I first got into the life insurance business I heard some crazy advice from fellow insurance salespeople (advisors). Many...
Is my employer provided life insurance enough in Utah? Should you buy more to supplement your group life insurance?
Many of us are offered benefits at work, one of those benefits at work is employer provided life insurance. This...
Is Mortgage Protection Insurance a scam? Don’t be fooled there are better options in Utah!
When I bought my house back in March, I kept receiving the weirdest letters. The cheap-looking envelopes all had my...
When and why should Utah residents get a Will?
When you start your estate planning the first piece of estate planning should be a last will and testament. Gallup...
Should Davis County residents have and follow a budget, before I get life insurance?
Life Insurance is important but so is your total financial picture. Would you believe that less than 33% of all...
Does bad credit affect your life insurance premiums in Utah?
Bad credit affects a lot of things it makes renting a home harder, obtaining a loan, getting credit cards, and...
Karen Amaya
03:03 10 Oct 20
Kit took the time to explain why a term life insurance policy was more cost-efficient for my small family than whole... life. I was very impressed with his professionalism and quick responses. He was very helpful and easy to understand. I am very grateful to have talked to him.read more
Tony Breckenridge
17:20 09 Oct 20
I wasn’t too knowledgeable about the options available that would help protect my home and provide benefits for my... family, something a mortgage protection insurance may not do. When I first talked with Kit, I had no idea the options that were available to protect my home, provide my family with benefits and the ability to use those benefits as needed.
There were a number of great options available to protect my home, myself if I was ever injured and even ways to simultaneously invest for my retirement.
Kit was patient and explained things in detail and repeated himself until I understood. He was able to recommend things that would work for me and my goals and the nuances/better ways of setting things up such as using term life insurance instead of mortgage protection insurance.read more
Erica Huettel
21:02 07 Oct 20
Wasatch Smart Finance's financial coaching helped me find the best way to attack my mortgage refinance. We also found... the Indexed Universal Life Insurance could indeed be a good wealth transferance vehicle for me.read more
rigo navarro
16:08 02 Oct 20
Kit helped me with my credit issues and explained to me how Whole Life Insurance can be used for the Infinite Banking... Concept. Thank you Kit for your patience and knowledge.read more
Carina Rivera
03:22 01 Oct 20
Kit gave me an excellent illustration of an Indexed Universal Life Insurance policy that will be using Option B. This... will be a great supplement to my retirement.read more
