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What are living benefits for life insurance and do I need them?

We all know that life insurance gives a benefit when you die. Most people have some type of term life...

When and why should I get a Will?

When you start your estate planning the first piece should be a last will and testament. Who should have a...

Mortgage Protection Insurance is a scam!

When I bought my house back in March the weirdest letters kept coming to me. The envelope had my lender’s...

Does bad credit affect your life insurance premiums?

Bad credit affects a lot of things it makes renting a home harder, obtaining a loan, getting credit cards and...