Do Utah military members need life insurance beyond SGLI?

Military members have a wonderful benefit called Servicemembers Group Life Insurance (SGLI). Nowadays that benefit costs 6 cents for $1,000 of coverage. This makes the premium only $25 for up to 400,000.000 coverage. Most non-SGLI life insurance policies have a wartime provision that prevents them from having to pay out if you were to do…

When and why should Utah residents get a Will?

When you start your estate planning the first piece of estate planning should be a last will and testament. Gallup poll shows just 44 percent of people have a will! Who should have a Will? If you are single and have mostly debt and little assets to your name a last will and testament is…