With COVID-19 being the only topic on the news cycle for over the last 7 months getting more life insurance coverage is probably on your mind. The state of Utah has returned to its highly restrictive COVID-19 restrictions to prevent infection. We all have different levels of worry about this issue. Our primary advice is…
What is term life insurance? Is defined as pure life insurance, it is the type of life insurance that guarantees payment of a purchased tax-free death benefit if the insured person dies during the term they are covered for. Simply put it is like renting life insurance instead of owning it. Most Financial Entertainers (Dave…
Many of us are offered benefits at work, one of those benefits at work is employer provided life insurance. This group life insurance can usually be bought at a fantastic rate with most employers. One of the other main advantages of your employer provided life insurance is there is usually no physical to take. This…
When I bought my house back in March, I kept receiving the weirdest letters. The cheap-looking envelopes all had my lender’s name on it. Knowing I didn’t owe them a payment I rushed to open it! It was a letter advising me that I should immediately get mortgage protection insurance. Oddly no information stated anywhere…
Bad credit affects a lot of things it makes renting a home harder, obtaining a loan, getting credit cards, and buying that new car. Yes, even insurance is affected by bad credit. Why you are probably asking? They say that people with good credit are much less likely to file a claim on insurance other…
First, let me say that we think Dave Ramsey is an American Treasure and if you follow his advice you will probably retire early. We have family members that did follow his advice, and they did retire early. If you follow his baby steps, you will retire early also. The part we find scary is…
