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Our Difference in Life Insurance Get Your Choice in Life Insurance Financial Coaching
Our Difference in Life Insurance

We have teamed up with over 65 insurance companies to bring you life insurance and annuities at fantastic prices. Go with a independent firm to bring you the best products (A+) at the best price.

Get Your Choice in Life Insurance
Financial Coaching

Financial Coaching that helps you address your spending, debt and financial goal issues. Financial Coaching that helps you increase a credit score not lose it .

What are living benefits for life insurance and do I need them?

We all know that life insurance gives a benefit when you die. Most people have some type of term life...

Is credit repair just disputing or do we need to build credit also?

It’s true disputing credit report factual inaccuracies is the cornerstone of credit repair. Getting rid of the inaccurate junk on...

Is my employer provided life insurance enough?

Many of us are offered benefits at work., one of those benefits at work is employer provided life insurance. This...

Top 11 items we disagree with Dave Ramsey, and even if we disagree we don’t think he’s wrong!

First, let me say that we think Dave Ramsey is an American Treasure and if you follow his advice you...

When and why should I get a Will?

When you start your estate planning the first piece should be a last will and testament. Who should have a...

Mortgage Protection Insurance is a scam!

When I bought my house back in March the weirdest letters kept coming to me. The envelope had my lender’s...

Does bad credit affect your life insurance premiums?

Bad credit affects a lot of things it makes renting a home harder, obtaining a loan, getting credit cards and...

What are tradelines and how do they help my credit score improve?

First, we should start with the obvious, buying a tradeline or being an authorized user does not bring permanent holistic...

Is a credit sweep the best method for aggressive credit repair?

Listen, we all want aggressive credit repair and we want it done fast. Who would not like to see an...

I have been served by a debt collector, what can I do?

Even though we suggest you do not pay debt collectors outright, we also suggest you never ignore them. This goes...

My medical bills are out of control what can I do?

We at Wasatch Smart Finance are not fond of the medical industry, nor are we fond of medical billing practices....

How should I respond to debt collectors that are not licensed in my state?

Does a debt collector need a license for your state? Find out what to tell them if they don't have one! Call Wasatch Smart Finance Phone: 385-217-5552

The most important reason to get credit repair, that’s right to buy a home!

Let’s face it why should someone even want to repair their credit? Does anybody usually need more high-interest credit cards?...